Home
Money Drain |
Average Price |
Estimated Annual Cost |
Future Value In 10 Yrs* |
| Coffee | Average price of brewed coffee: $1.38 | One coffee each week day costs around $360 annually. | $5,488 |
| Gum | Average price for one pack: $1 | Chew a pack a day for a year: $365 | $5,488 |
| Cigarettes | Average price for a cigarette pack: $4.54 | Pack-a-day smokers annual cost: $1,660 Weekend smokers annual cost: $236 |
Pack-a-day smokers cost: $25,247 Weekend smokers cost: $3,659 |
| Alcohol | Average: $5 per beer (includes tip) | One beer a day, annual cost: $1,825 | $27,807 |
| Bottled Water | One 20 ounce bottle costs $1 | One bottle a day for a year: $365 | $5,488 |
| Manicures | Average cost: $20.53 | Weekly manicure, for a year costs $1,068 a year | $16,282 |
| Car washes | Average cost: $58 | Cost of detailing every 2 months, for one year: $348 | $5,305 |
Weekday lunches out |
Daily lunch: $9 |
Weekday lunches for one year: $2,350 |
$35,857 |
Junk food, vending machine snacks, soda |
Average snack: $1 |
Afternoon snacks for one year costs $260 |
$4,025 |
Credit card interest charges |
Median amount of credit card debt is $6,600. Standard rates average 13.44%. |
Minimum payments will take 21 years to pay off the debt, costing $4,868 in interest. |
N/A |
Unused memberships |
Monthly service fees: $35 to $40 |
Per year, unused memberships cost $480 |
$7,318 |
Expensive salon visits: fake nails |
Fake nails cost $500 to $600 |
Getting them done once a quarter for a year costs $2,000 to $2,400 |
$30,552 |
Premium gas |
At 20 cents more for premium, pumping 20 gallons of it instead of regular would cost $4 more. |
Annually, thats a difference of $171 for a vehicle that averages 14 miles per gallon as some big sport-utility vehicles do and is driven 12,000 miles a year. |
$2,561 |
Lottery |
Typical cost: $10 a week |
For one year: $520 |
$7,867 |
Direct TV |
A basic program can run $100 a month |
$1,200 a year |
$18,295 |
Total |
|
$11,548 a year |
$175,994 |
*Future Value is calculated using an 8% annual rate of return over a period of 10 years, compounded monthly. +Chart by thedigeratilife.com |
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